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OpenBanqing

Eligibility-reviewed Sandbox. Volume-scaled commercial tiers.

Sandbox is eligibility-reviewed (one business day). Growth and Enterprise tiers are scoped to your jurisdiction footprint and rail set. All tiers include the same PSD2 / PSD3 / FAPI / FDX compliance pipeline. SDKs and OpenAPI specs are Apache 2.0.

Open vs commercial

What ships open-source

Open under Apache 2.0

  • PSD2/PSD3-aligned connector schemas open under Apache 2.0
  • FAPI 2.0 auth pipeline reference implementation
  • OpenAPI 3.1 spec for every public endpoint
  • TypeScript, Python, Go, and Java / Kotlin SDK skeletons
  • Berlin Group NextGenPSD2 conformance fixtures

What we charge for

Commercial platform

  • Multi-tenant SaaS hosting (api.openbanqing.com)
  • Managed FAPI 2.0 authorisation server + consent store
  • Core-banking connector runtime (Temenos, Finastra, Mambu, FIS)
  • Real-time payment routing: SEPA Instant, FedNow, RTP, SWIFT gpi
  • BYOC / on-prem deployment + Helm charts + Terraform modules
  • Named CSM + 24×7 SLA + SOC 2 evidence packs

Sandbox

On request

Evaluate the API surface, build integrations, and run simulated flows.

  • Allocated sandbox quota
  • 10 test rails enabled
  • Mock data only
  • Community + email support
  • Eligibility review (one business day)
Most popular

Growth

Talk to sales

For fintechs and banks piloting up to 3 jurisdictions with live rails.

  • All rails enabled
  • Up to 1 jurisdiction at launch
  • Production-grade API quotas with overage controls
  • Standard support (business hours)
  • 99.9% uptime SLA
  • Shared infrastructure

Enterprise

Talk to sales

For institutions requiring BYOC, dedicated infrastructure, and deep compliance evidence.

  • Bring-your-own-cloud — deploy to your own infrastructure
  • Dedicated authorization decision points with per-tenant keys
  • Air-gapped option for defence / central bank use
  • 99.95% uptime SLA with financial penalties
  • Named CSM + 24×7 support
  • SOC 2 evidence packs + regulatory attestations
  • Custom rail development

Annual contracts available. Multi-currency billing (EUR, GBP, USD, CHF, and more). All quotes include applicable VAT.

Questions about pricing?

Rail usage, seat-based vs transaction-based billing, and BYOC licensing are all negotiable. Talk to sales for a quote tailored to your jurisdiction and rail set.

Talk to sales →